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A personal pledge portfolio loan refers to the loan aimed to give not only preferable pledge limit but also credit limit for someone with a good credit record. Moreover, the loan limits can be used repeatedly.
A. Who is it for?
This loan is to serve those overseas citizens over the age 18 years old with full capacity for civil conduct plus valid identifications;
B. Limit, Term and Interest：
1.Limit
Authorized limit＝collateral value*（Pledge ratio+ credit rate），in which pledge ratio is determined by relevant regulations pertaining to personal pledge portfolio loan. The credit rate is to be kept within 10%. See below for details.
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